Are you looking for your loan?
Don’t Wait! Contact Us Today!
When it’s time to clear away the confusion and risk of error when it comes to finding a mortgage that fits within your personal financial picture and will give you a strong foundation for future goals and an improved quality of life. DA LOAN LADY™ is pleased to offer guidance and practical options to make both residential and commercial real-estate property purchases through the use of specialty loans that include federal housing assistance programs and many more ways to get a home loan (even with not-so-great credit).
When you need a fast closing!
Fix & Flip
- Up to 90% LTV
- Maturities up to 2 years
- Flexible and Common Sense Underwritting
We make loans to investors who borrow to flix and flip, buy to rent, or refinance investment property only. Corporations and LLC’s are welcome.
NO Income Ratio Program for Investment Properties!
NO Income Ratio at all!
· No Income/Employment Documentation Required or on 1003
Asset Seasoning Just 30 Days
Loan Amounts to $2mm
Max Financed Properties: 20
The Reverse Mortgage Loan
Reverse Mortgage Purchase
Reverse Mortgage Refinance
Questions you may have?
How much do I qualify for?
How much money does a transaction cost?
How do I get my loan into process?
“We even got a horse a loan!”
DA LOAN LADY Helps with
“1st time buyers”
OUR TEAM
DA LOAN LADY’s Team
saves you time and $$$
Friendly
Professional
Experienced
Competent
Low down payments: Both options feature low down payment options (eligible borrowers can put down as little as 3.5% for FHA and 3% for Conventional), but it can be easier to qualify for an FHA loan, as lower credits scores are accepted and there are less restrictive debt-to-income ratio requirements.
Residence type: You can only use an FHA 203 loan on a primary residence; a FHA has hundreds of different programs to choose from for investors, first time buyers or refinance and more.
Mortgage insurance: Mortgage insurance is required on all FHA loans, regardless of down payment size. You can avoid paying private mortgage insurance on a Conventional loan if you have a 20% down payment. But if you don’t, PMI drops after you reach 22% of your home’s equity.
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